Pelaksanaan Workshop Literasi Keuangan dan Kesiapan Berumah Tangga di Desa Madiredo Kecamatan Pujon

Alif Achadah; Novita Fadia Rahma P; Faizatul Husnah

doi:10.61132/pandawa.v4i2.2784

Authors

Alif Achadah Universitas Islam Raden Rahmat Malang
Novita Fadia Rahma P Universitas Islam Raden Rahmat Malang
Faizatul Husnah Universitas Islam Raden Rahmat Malang

DOI:

https://doi.org/10.61132/pandawa.v4i2.2784

Keywords:

Community Service, Educational Workshop, Family Readiness, Family Financial Management, Financial Literacy

Abstract

Financial literacy and family readiness are crucial aspects of building a community's economic and social well-being. Poor public understanding of family financial management, financial planning, and mental and social readiness in family life can trigger various economic problems and family conflict. This community service activity aims to improve the community's understanding of financial literacy and family readiness in Madiredo Village, Pujon District, through an educational workshop. The methods used in this activity were surveys and participant observation. Surveys were conducted before and after the workshop to measure participants' level of understanding regarding personal financial management, family financial planning, financial risk management, and readiness to build a harmonious household. Participatory observation was conducted throughout the workshop to determine participants' level of participation, enthusiasm, and interaction with the material presented by students from the Raden Rahmat Islamic University of Malang's Community Service Program (KKN-T). The results of the activity indicate an increase in community understanding of the importance of saving, prioritizing needs, managing family finances, and readiness to face the responsibilities of family life. This workshop is expected to be the first step in sustainably improving the quality of economic and social life in the village community

Downloads

Download data is not yet available.

References

Ajzen, I. (1991). The theory of planned behavior. Organizational Behavior and Human Decision Processes, 50(2), 179–211. https://doi.org/10.1016/0749-5978(91)90020-T

Atkinson, A., & Messy, F. A. (2012). Measuring financial literacy: Results of the OECD/International Network on Financial Education (INFE) pilot study. OECD Working Papers on Finance, Insurance and Private Pensions, 15, 1–73. https://doi.org/10.1787/5k9csfs90fr4-en

Badan Pusat Statistik. (2024). Statistik Indonesia 2024. BPS.

Chen, H., & Volpe, R. P. (1998). An analysis of personal financial literacy among college students. Financial Services Review, 7(2), 107–128. https://doi.org/10.1016/S1057-0810(99)80006-7

Hilgert, M. A., Hogarth, J. M., & Beverly, S. G. (2003). Household financial management: The connection between knowledge and behavior. Federal Reserve Bulletin, 89(7), 309–322.

Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44(2), 296–316. https://doi.org/10.1111/j.1745-6606.2010.01170.x

Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5–44. https://doi.org/10.1257/jel.52.1.5

Mulyani, S. (2021). Edukasi literasi keuangan bagi masyarakat desa dalam meningkatkan kesejahteraan ekonomi keluarga. Jurnal Pengabdian Masyarakat, 5(2), 112–120.

Nababan, D., & Sadalia, I. (2013). Analisis personal financial literacy dan financial behavior mahasiswa strata I Fakultas Ekonomi Universitas Sumatera Utara. Jurnal Media Informasi Manajemen, 1(1), 1–16.

Nurhayati, E., & Fatimah, S. (2022). Kesiapan menikah pada remaja dan dewasa awal dalam membangun keluarga harmonis. Jurnal Psikologi Konseling, 14(1), 45–56.

OECD. (2020). OECD/INFE 2020 international survey of adult financial literacy. OECD Publishing.

Otoritas Jasa Keuangan. (2022). Strategi Nasional Literasi Keuangan Indonesia 2021–2025. OJK.

Otoritas Jasa Keuangan. (2024). Siaran pers bersama: OJK dan BPS umumkan hasil Survei Nasional Literasi dan Inklusi Keuangan Tahun 2024. https://www.ojk.go.id

Pradnyawati, N. M. A., & Putri, I. G. A. M. A. D. (2021). Pengaruh literasi keuangan terhadap pengelolaan keuangan rumah tangga. E-Jurnal Ekonomi dan Bisnis Universitas Udayana, 10(5), 413–422.

Rahmawati, D. (2020). Pentingnya pendidikan pranikah dalam membangun kesiapan berumah tangga pada generasi muda. Jurnal Bimbingan dan Konseling Islam, 4(2), 89–101.

Remund, D. L. (2010). Financial literacy explicated: The case for a clearer definition in an increasingly complex economy. Journal of Consumer Affairs, 44(2), 276–295. https://doi.org/10.1111/j.1745-6606.2010.01169.x

Setiawati, R., & Nurkhin, A. (2023). Pelatihan literasi keuangan digital bagi masyarakat desa berbasis pemberdayaan komunitas. Jurnal Abdimas Indonesia, 7(1), 22–31.

Yulianti, N., & Silvy, M. (2013). Sikap pengelola keuangan dan perilaku perencanaan investasi keluarga di Surabaya. Journal of Business and Banking, 3(1), 57–68. https://doi.org/10.14414/jbb.v3i1.255