Sosialisasi dan Edukasi Keuangan Syariah sebagai Bentuk Pengabdian kepada Masyarakat melalui Program KKN di Desa Manik Maraja

Muhammad Abdillah Pratama Aminullah; Ribby Aulianisa Rangkuti; Ahmad Ramdhani Mungkur; Suci Nova Aryani; Muhammad Alfikri Matondang

doi:10.61132/pandawa.v4i4.3108

Authors

Muhammad Abdillah Pratama Aminullah Universitas Islam Negeri Sumatera Utara Medan
Ribby Aulianisa Rangkuti 5Universitas Islam Negeri Sumatera Utara Medan
Ahmad Ramdhani Mungkur Universitas Islam Negeri Sumatera Utara Medan
Suci Nova Aryani Universitas Islam Negeri Sumatera Utara Medan
Muhammad Alfikri Matondang Universitas Islam Negeri Sumatera Utara Medan

DOI:

https://doi.org/10.61132/pandawa.v4i4.3108

Keywords:

Community Service, Islamic Financial Literacy, KKN, MSMEs, PKK Women, Sharia Financial Education

Abstract

Islamic financial literacy remains relatively low among rural communities in Indonesia, despite the continued growth of the country’s Islamic finance industry. This study examines the implementation of a Community Service Program (Kuliah Kerja Nyata/KKN) focused on Islamic financial socialization and education for members of the Family Welfare Empowerment (PKK) group and micro, small, and medium enterprises (MSMEs) in Manik Maraja Village. Using a descriptive qualitative approach, data were collected through observation, interviews, and documentation during the program. The findings indicate that educational activities covering basic Islamic finance concepts, halal contracts (akad), and Sharia-compliant financial management successfully improved participants’ understanding of Islamic financial principles and encouraged more prudent household and business financial practices. However, challenges remain, including limited access to formal Islamic financial institutions and participants’ initially low levels of awareness. This study highlights the strategic role of university KKN programs as an effective means of promoting Islamic financial education at the grassroots level. It also provides practical recommendations for sustaining community-based financial literacy initiatives in rural areas.

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